When Cici Willow, a pastor's daughter, falls in love with Jimmy Grayson, she feels she must give up a lifelong desire for excitement and adventure. Feeling guilty over her selfishness, She jumps at the chance to do what she thought would be a good deed, but instead she runs straight into danger. When Jimmy sees Cici standing on the deck of a tour boat with the man that had exploited him and his sister, he can't believe his eyes. And as the steamer Eastland sinks into the murky Chicago River, will God answer Cici's prayer to give her a second chance at life and love?